CA health insurance rates to get closer scrutiny

April 2, 2012

Consumers Union Launches Effort to Scrutinize Health Insurance Hikes in California

Contract Award From California DMHC to Consumers Union Aims to Educate
Public And Slow Rapid Rise of Health Insurance Premiums.

SAN FRANCISCO, CA -- Consumers Union, the policy and advocacy arm of Consumer Reports, announced today that it has received a contract award from the California Department of Managed Health Care (DMHC) to evaluate proposed health insurance premium increases and give consumers a greater voice in rating procedures. Consumers Union will review selected health insurance rate filings for California?s managed health care plans; DMHC-licensed plans cover roughly 22 million Californians.

?This contract will enable Consumers Union to step up our work to ensure a fairer marketplace for health insurance consumers.? said Consumers Union Special Projects Director Betsy Imholz. ?Our ultimate goal is to slow rapidly rising health insurance premiums for consumers. Holding the insurance industry accountable through increased scrutiny and public education is a critical part of that effort.?

President Obama?s Affordable Care Act (ACA) requires states to establish a health insurance rate review process to protect consumers from rapidly rising premiums. In order to meet the ACA requirement, the California Legislature passed Senate Bill 1163 by Senator Leno (D-San Francisco) in 2010. The legislation requires health plans to submit premium rate information to the DMHC for examination to determine if rate increases are unreasonable.

To strengthen the goal of premium accountability, DMHC received a federal grant under the ACA to engage a private non-profit consumer advocacy organization to enhance the premium review and decision making process. DMHC awarded Consumers Union the contract to provide input and public comments on select premium rate increase filings. As part of that effort, Consumers Union will work with a private actuary to evaluate complex insurance rate filings.

?We are eager to develop a long term strategy for engaging consumers in this process,? said Imholz. ?Shining a light on unreasonable rate increases, and educating the public on how their health insurance premiums are set, are crucial first steps in holding the health insurance industry accountable.?

Consumers Union is contracted to work with on this initiative for three years. DMHC may request Consumers Union to review a specific rate filing or the consumer group, at its discretion, can select rate filings it believes may have a great impact on the public. It is important to note that while DMHC can declare premium hikes unreasonable, under current law, regulators do not have the authority to stop premium increases from going into effect.

Contact: Michael McCauley, mmccauley@consumer.org, 415-431-6747, ext 126

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'Dead' Australian fights for life in hospital

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Hip replacement can be reasonable option even for ... - Arthritis ABCs

Posted in April 1, 2012 ? 11:29 amh.admin

Beating the Rheumatoid Arthritis Blues

By Beth W. Orenstein Living with rheumatoid arthritis joint pain is bound to get you down sometimes. But the emotional effects of RA can go beyond the occasional funk. In fact, depression occur greater in RA patients than ?
See all stories on this topic ?

Arthritis? Yoga, Pilates and Strength Training Made Easier

By Martica Heaner, MA, M.Ed., for MSN Health & Fitness Q. I have arthritis in my wrists and hands. I know I need to exercise but sometimes the pain makes it hard to do. Do you have any help, a disease where joints become swollen ?
See all stories on this topic ?

Hip replacement can be reasonable option even for older adults

In many older adults, the source of the problem can be traced to conditions such as osteoarthritis and rheumatoid arthritis. A broken hip or other hip injury can also cause joint damage that reb>arthritis is the underlying ?
See all stories on this topic ?

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Vero Beach Real Estate | CRYSTAL FALLS VERO Homes For Sale ...

by paul-kitchen on April 1, 2012

Find CRYSTAL FALLS VERO Homes For Sale and CRYSTAL FALLS VERO Home Values. We also have information on mortgages, insurance, movers and other Vero Beach Real Estate Services for anyone looking to sell or buy a home in beautiful Indian River COUNTY Florida.

Paul Kitchen and Starfish Team provide clients, family and close friends with professional, honest and dependable service. A resident of Vero Beach, Paul is extremely familiar with the local neighborhoods including CRYSTAL FALLS VERO, school districts and the Vero Beach Real Estate market in this beautiful Florida town.

Paul Kitchen
Broker-Owner
Starfish Real Estate
3221 Ocean Drive Vero Beach, FL 32963
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Vero Beach Real Estate
Vero Beach Real Estate Blog

Tagged as: CRYSTAL FALLS VERO, Vero Beach Real Estate

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Pet of the Week: Glory the Cat | The Daily Briarcliff

Glory is available for adoption from Pets Alive Westchester, in Greenburgh.

Photo credit: Courtesy Pets Alive Westchester

GREENBURGH, N.Y. -- Sweet Glory is long overdue for a home of her own. Born in 2003, she has been with us since 2006 when her owner had to move.

She loves people and looks forward to greeting everyone that walks in the door. She is great with other cats and is looking for a family to cuddle with on the couch.

If you are interested in meeting Glory, please visit her at?Pets?Alive?Westchester at 100 Warehouse Lane, Elmsford, N.Y. 10523.

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A Few Types Of The Seven Seat SUVs Available - Automotive Blog

The market place for the seven ?seat SUV is flooded by some fantastic offerings by top automobile manufacturers. The days of the bulky, clunky, low performing 7 seat SUV are long gone. Today, the customer is spoiled for choice and can pick and choose from a wide variety of vehicles, models, makes and prices too. In fact a 7 passenger SUV is on the list of vehicles for almost all big names in the automobile sector.?

Chevrolet has been known to produce some brilliant vehicles and the good old car manufacturer adds to the space of seven seat SUV with its Traverse. The 2011 Chevy Traverse is ascending in terms of popular choice for its price tag and features. At $ 38,000, the Traverse comes in the LTZ model which is fully loaded with a 3. 7 liter V6 engine and rear view cameras. If you are looking for some other model of the Chevy Traverse then they have the LT model as well. Both the 7 seat SUV have rear park assist, Bluetooth technology and mirrors to help the driver with his blind spot.

The Sequoia from the house of Toyota also makes this list for its price tag and superior handling. The price range of this 7 seat SUV is between $ 40,000 and $ 57,000. This is the luxury seven seat SUV from Toyota and features in the middle sized segment. Its chrome accents make it superbly designed and the Platinum edition of this SUV with seven seats has heated seats, DVD touch screen navigation and captain?s chairs for the driver and second row of seats.

Bringing up this list is the Explorer from Ford. It is noteworthy for its size. A compact 197 inches, the Ford Explorer is extremely easy to handle. It has all the necessary support features in terms of power, safety and performance as well. The price range is in the vicinity of $ 37,000 and will differ depending on the edition of this SUV with 7 seats. All of the models of this seven seat SUV come with a 6 speed transmission which drives the 3.5 liter V6 engine. With the Limited model, the driver can get the ease of starting the vehicle with a push button ignition as well.

While the above three are by no means a complete list of the 7 seat SUV in the market today, this list might help with providing you some basic information on some of the possible choices from a few of the top automobile manufacturers.

About the Author

Mirko Spamo is an author on various blogs about vehicles. He is expert in luxury suvs such as 7 seat vehicles. Read more from him on http://www.7seatsuv.info

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